Credit Card FAQs

View Credit Card Interest Rates, Charges and Fees Disclosure

1APR= Annual Percentage Rate. Credit cards are variable rate, rate may change after account opening. Subject to loan approval. Rate may vary upon individual credit qualifications. Offer not available to current USF FCU Visa cardholders.
2Offer not valid for members with existing USF FCU Green and Gold credit card. $125 will be processed to the member’s USF FCU savings account at the end of the month following the qualified $1,500 spend after the first 90 days of opening account. ATM withdrawals, refunds, balance transfers and cash advance transactions do not count toward $1,500 spend.
3Cash Advance Fee $10.00 or 2.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee 1.00% of each transaction in U.S. dollars.
*APR= Annual Percentage Rate. Credit cards are variable rate, rate may change after account opening. Subject to loan approval. Rate may vary upon individual credit qualifications.

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